New Polling Shows Voters Already Drowning In Home Insurance Costs
WASHINGTON, DC – American homeowners are heading into peak storm, hurricane, flood, and wildfire season with home insurance premiums at record highs and the Republican-controlled federal government is actively making things worse. According to newly released polling from high impacted states, Americans are aware the Trump administration and their federal elected officials have failed to act.
“The Trump administration took an axe to FEMA and expected voters not to notice,” said Kyle Herrig, spokesperson for Unlocking America’s Future. “They gutted the programs that protect homeowners from disasters, and now they’re walking away while families in Iowa, Kansas, and Nebraska can’t afford to pay their insurance bills. This polling shows voters want accountability, it’s time for the administration to make amends.”
The average home insurance premium has climbed 46% since 2021 and is projected to hit $3,057 this year. Adding to the pressure, the Trump administration’s termination of FEMA’s Building Resilient Infrastructure and Communities (BRIC) program, which invests in flood-resiliency programs, halted approximately $3.6 billion in disaster mitigation projects before a federal court ruled the cancellation unlawful. Meanwhile, the National Flood Insurance Program, covering nearly 4.6 million policies, faces a September 30 reauthorization deadline with no reform legislation in sight despite commitments by Congressional Republicans.
New polling from the Insurance Fairness Project and Climate Power shows that three in four homeowners and renters across Iowa, Kansas, Nebraska, North Carolina, and Arizona are already worried about rising insurance costs. Approximately half of homeowners—51% in Iowa, Kansas, and Nebraska; 49% in North Carolina; and 48% in Arizona—say cost is their single biggest concern about their coverage.
Voters are taking notice of the Trump administration’s cuts. Between 83% and 86% of those polled across all five states say elected officials should be doing more to lower rising premiums. 67 – 69% say their federal elected officials are doing too little. Majorities in every state worry that insurance costs will affect their ability to keep, sell, buy, or upgrade a home.
Unlocking America’s Future (UAF) documented actions by Congressional Republicans who have voted against FEMA funding along with risk reduction and preparedness efforts for homeowners and communities, while actively engaged in climate change denial in several high risk and high cost states. UAF released research reports and held press calls focused on actions, votes, and donations fueling skyrocketing home insurance costs by Congressional Republicans in North Carolina, Texas, and Florida.
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