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Protecting Americans from Home Insurance Industry Exploitation and Abuse

A campaign to hold home insurance companies and officials accountable to protect American homeowners, workers, families, businesses, and communities from predatory insurance practices.

Fighting Back Against America’s Insurance Crisis

Property insurance companies are jacking up prices, denying coverage, and abandoning policyholders in disaster-prone communities after extracting massive profits for years. Meanwhile, politicians and regulatory officials are enabling this rampant abuse instead of protecting the families who need help most.

The result: an affordability crisis that’s making homeownership impossible for millions of Americans.

Unlocking America’s Future is demanding comprehensive regulatory reform, transparency, and accountability for insurance industry exploitation of policyholders.

Unlocking America’s Future
In The News

Press Releases

USAA Denied Half of Texas Home Insurance Claims in 2025, Confirming Concerning And Growing Pattern

WASHINGTON, DC - New reporting from the San Antonio Express-News found that USAA and its…
Press Releases

After Oklahoma Sues Allstate, UAF Calls On Others To Investigate Insurers In Their States

WASHINGTON, DC - A new lawsuit filed by Oklahoma’s attorney general against Allstate Corp alleges…
Press Releases

New Study: Wildfire Risk Is Driving California Home Insurance Costs Through The Roof

WASHINGTON, DC - A new Stanford study finds that average home insurance premiums in California…